Is Refinancing For You? (You Might Be Surprised!)

With home values high, and mortgage rates low a refinance could save you money!

Now is a great time to ask yourself, "Should I Refinance?".

My answer to that question is: House values are up, and mortgage rates are down! So, yes maybe you should!

Reasons to consider Refinancing now:

• If you purchased a home with a small down payment , and paid PMI or FHA insurance, then higher home values and lower mortgage rates create an opportunity to lower your payment even if you just purchased last year!

• Switch to a 15 year from a 30 year. The payment may be a bit higher but the savings will be huge!

• If you have a lot of equity, we can use it to pay off other debts such as credit cards and car payments; this could really help your monthly cash flow !

Reach out to me to see if refinancing makes sense for you! You can call or send me an email and I can provide an objective analysis to see if a mortgage refi makes sense for your situation.

I have been a mortgage lender since 1992 and have helped hundreds of people refinance. With rates this low, it is something to consider!